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Seeing a chiropractor after a car accident
Reviewed by Dr Voula Roumel, Chiropractor , registered since 1987, AHPRA CHI0000942872
Last updated

Symptoms after a collision frequently arrive a day or two later rather than immediately. Adrenaline and muscular guarding mask a good deal at the time, and the stiffness that shows up on day two is the normal pattern rather than a sign something was missed.
First, in order
1. Anything serious excluded. After a significant collision that means an emergency department at the time, or a GP soon after. Head injury, fracture, internal injury and significant neurological signs are not chiropractic questions, and excluding them comes before anything else.
2. The claim lodged. TAC covers people injured in transport accidents in Victoria regardless of fault. Your GP or the TAC can advise on lodging.
3. The paperwork in place before the appointment. A claim number and the referral the scheme requires. Treatment given before a claim is accepted is generally billed to you rather than the insurer, and unpicking that afterwards is considerably harder than organising it up front.
If you need to be seen before the claim comes through, you can attend as a private patient and claim on private health cover through HICAPS, but those appointments cannot be billed back to the TAC retrospectively.
What comes through after a collision
Whiplash-associated neck presentations, the most common. Stiffness, restricted rotation, headaches, and pain that is worse the day after. See neck pain and headaches with a neck component.
Upper back and shoulder load, particularly from seatbelt restraint across one shoulder. See shoulder pain.
Lower back presentations, from the seated position at impact. See lower back pain, and sciatica where symptoms travel down a leg.
Jaw pain, which is more common after a collision than people expect. See jaw and TMJ pain.
Why not waiting matters
Neck presentations that are left to stiffen take longer, because the guarding pattern built around the original injury becomes part of the problem.
That does not mean rushing into treatment on day one. It means having it assessed rather than waiting to see whether it settles on its own over several months.
What the assessment covers
- A full history, including the mechanism, direction of impact, head position, whether you saw it coming
- Movement testing through the neck, upper back and shoulders
- An orthopaedic and neurological screen
- An explanation of what was found, before any treatment
- Where you sit relative to work and driving
Where imaging or specialist care is the next step, you will get a detailed letter outlining the findings and recommendations, including the specialist we believe is best suited to your needs.
Get in touch first
Call the clinic before booking online for a TAC matter, and reception will tell you exactly what the scheme needs. The same structure applies to WorkSafe claims.
There is more on the injuries themselves, whiplash, mid-back and lower back presentations, and on what treatment involves, on car accident injuries.
Frequently asked questions
Should I see someone even if I feel fine after a crash?
Symptoms after a collision frequently arrive a day or two later rather than immediately, adrenaline and muscular guarding mask a good deal at the time. That is normal and not a sign anything was missed. What matters is that anything serious was excluded at the time, which is why an emergency department or GP assessment comes first after a significant collision.
Does the TAC cover chiropractic?
Yes, where the treatment relates to an accepted claim. You need a claim number and the referral the scheme requires in place before the appointment, treatment given beforehand is generally billed to you rather than the insurer, and that is hard to reverse afterwards.
How long does whiplash take to settle?
It varies considerably with the presentation and how long treatment is delayed, so an honest answer comes after an assessment. What is consistent is that neck presentations left to stiffen take longer than ones addressed early, because the guarding pattern becomes part of the problem.
What if I did not go to hospital at the time?
See your GP before booking, particularly after a significant collision. The purpose is not paperwork. It is excluding the things that need excluding. Once that is done, a chiropractic assessment is a reasonable next step for the musculoskeletal side.
Can I claim if the accident was my fault?
TAC covers people injured in transport accidents in Victoria regardless of fault. Speak to the TAC or your GP about lodging a claim, that is not a determination this clinic makes.
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Appointments Monday to Saturday, with confirmation by SMS.